Why Combine Mortgage Life and Critical Illness Insurance?
Buying both polices protects you when you’re critically ill, and your family if you die
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Put together life insurance and critical illness insurance for enhance levels of cover
When you’re thinking about protecting yourself and your family with an insurance policy, you might be deciding between life insurance and critical illness insurance. While both are important, combining them offers comprehensive protection for you and your loved ones, no matter the circumstances.
Life insurance provides a lump sum to your beneficiaries in the event of your death, while critical illness insurance offers financial support if you’re diagnosed with a serious illness such as cancer, heart attack, or stroke. Buying both ensures you’re covered in a wider range of scenarios, giving you peace of mind and ensuring financial stability for you and your family.
At Go Protect Me, we won’t sell you insurance you don’t need. Instead, we’ll ensure you have the protection that’s right for you—whatever life throws at you.
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Why Choose Go Protect Me?
As 5 rated brokers* for life insurance and critical illness insurance, we are committed to helping every customer find the best policy for their needs. Here’s why you should choose us:
Why should I buy critical illness & life insurance cover?
Financial security whatever happens
Life can be unpredictable, and often a life insurance policy doesn’t cover all situations. By combining life insurance with critical illness insurance, you can protect yourself and your family across multiple scenarios.
If you’re diagnosed with a serious illness, critical illness insurance helps cover your financial commitments, paying for bills such as mortgage costs, rent, or utilities. Life insurance ensures your loved ones are financially taken care of with a lump sum payment if you’re no longer around, or if you’re diagnosed with a terminal illness.
Help avoid debt
A lump sum from a critical illness policy can help you avoid falling into debt when you can’t work due to a serious illness covered by the policy. The payout from your life insurance policy can assist your family in covering any outstanding debts, including funeral expenses, mortgages etc.
Peace of mind
Having both life insurance and critical illness insurance means you won’t need to worry about the financial consequences of unexpected events. Whether you’re unable to work because of a critical illness, or concerned about how your family would manage without you, getting the right coverage in place can take a huge weight off your mind.
How much will it cost to get life insurance & critical illness insurance?
Your monthly premiums will depend on several factors:
Age
Both life insurance and critical illness insurance policies typically cost more as you get older.
Occupation
Certain jobs carry higher premiums due to the perceived risks involved. This applies to both life and critical illness insurance policies.
Health
If you’re in good health with no history of illnesses, your premiums will likely be lower.
Level of coverage
The total amount of any cover you select impacts the cost. Consider how much you need for essential expenses like mortgage payments or how much your family would need if you were no longer around.
Lifestyle
Riskier lifestyle choices (e.g. smoking, alcohol consumption, or engaging in extreme sports) can increase premiums.
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Contact the experts
The team at Go Protect Me are specialists in life insurance and critical illness insurance. We’ll work with you to build a policy package that provides the best possible protection for you and your family, we’ll explain the benefits of different types of cover; e.g. life and critical illness polices, plus other areas like income protection.
We’re confident that no matter your background or profession, we’ll find a great deal for you.
Free financial health check
Get the added bonus of a complimentary financial review by one of our Client Relationship Managers. We’ll take a look at your finances and offer advice on savings, investments, and how to secure your financial future. There’s no obligation, and no charge.