Income Protection, Life Insurance & Critical Illness Cover Experts
At Go Protect Me we specialise in providing comprehensive income protection and life insurance for companies and individuals, plus critical illness solutions. Our expert brokers put your needs first to protect your financial security.
Our Services
Financial stability with Go Protect Me
The future is unpredictable, but you can safeguard your financial future. Income protection and life insurance offer peace of mind for you and your family and Go Protect Me can find you the best available.
Our team seeks to build a long-term relationship with you. A relationship that will help you face the future with confidence. From life insurance and income protection insurance to our free financial health checks, everything we do is geared toward your needs and your financial security.
For life and income protection insurance, come to Go Protect Me.
Why Choose Go Protect Me?
We are 5* rated experts in income protection and life insurance. We are committed to getting you the best protection for your personal circumstances.
6 great reasons to use us:
Why do I need income protection cover?
Have you considered what would happen if you were suddenly injured or taken ill? How would you pay your bills and support yourself and your family? Unfortunately, many people don’t think about this until it’s too late.
Whether you are entitled to company sick pay or just statutory sick pay (SSP), the amount you receive is generally less than your normal salary. However much you receive, you won’t receive long-term help. SSP ends after 28 weeks, while employers’ sick pay is usually capped at no more than a year, often less.
If you’re self-employed you won’t be entitled to SSP at all. That’s why if you’ve been wondering “is income protection worth it?”, the answer is a resounding “yes”.
If you’re a business, whether small or large, Executive or Group Income Protection can cover your senior team or all your employees. This allows you to pay the salaries of colleagues off sick via a policy, plus the policy itself is usually a tax-deductible business expense. Great for you and great for your employees.
Income protection insurance policies can provide you with a guaranteed monthly income until you return to paid work or retire, if you opt for long-term cover. You never know whether you will be struck with illness or disability, but income protection insurance provides you with a financial safety net.
Go Protect Me are experts in finding the most suitable income protection insurance for our customers. The best income protection insurance for you may not be the best for the next person. We’re also whole of market brokers, which means our team can compare income protection policies from all UK providers.
We work with customers from all professions, and particularly specialise in provide income protection cover for the self-employed, contractors, executives, and high-earning professionals such as doctors.
What our Customers say about us
Why do I need life insurance?
Nobody wants to think about the worst happening, but if you have financial obligations then you should consider what might happen after you’re gone. Planning ahead can ease your loved ones’ financial worries and make a difficult time easier.
Life insurance provides a lump sum payment in the event of your death, which can be used by those left behind to pay for your funeral, mortgage costs or any other bills. Paying life insurance premiums now is the responsible way to look after the people you care about in the future.
If you’re an employer, buying relevant life insurance for your employees offers an excellent way to provide them with additional benefits. This in turn can help you attract and retain talent, and the good news is that it’s tax efficient.
As whole-of market brokers we have access to a range of life insurance providers, so we’re sure to find a life insurance policy to match your needs.
Why do I need critical illness cover?
What would happen if you were diagnosed with a serious illness? For many people, the stress and worry of being unwell is magnified by the financial impact of becoming seriously ill. Critical illness cover can take away some of that stress by providing you with a lump sum payment in the event of falling ill.
While income protection insurance pays out monthly benefits if you need to take time off work when you are unwell, critical illness cover provides a single large amount if you are diagnosed with specific named illness or conditions. The precise conditions that are covered vary from policy to policy, but include things like cancer, heart attacks, stroke, loss of limbs and multiple sclerosis.
The settlement from a critical illness cover policy could be used for your day-to-day expenses or put towards things that would make your life easier such as adapting your home to a disability or accessing private health provision. Most critical illness policies will also cover any children under the age of 18.
Go Protect Me can advise you on the best critical illness cover for you taking to account factors like your budget, your age and even pre-existing health conditions. As whole-of-market brokers we’re well-placed to find you a policy that covers as many conditions as you choose.
Enhance your level of cover by combining policies
As we work with a number of different insurance products, the team at Go Protect Me are in a great position to offer advice on combining different types of insurance to protect you and your family in a range of circumstances.
We can help you find life insurance and income protection policies that work together to give you and your family additional financial security whatever life throws at you. Combing critical illness cover with income protection lets you stop worrying about falling ill, knowing that, if you do, you’ll get both immediate and continuing financial support.
Whatever type of cover you’re looking for, Go Protect Me can help.
To Speak To An Expert, Call 0330 818 6850
Open: Mon-Tue 9am-7pm, Wed-Thu 9am-6pm, Fri 9am-4pm
Alternatively request a call back at a time convenient to you.
How much is income protection insurance and life insurance?
The level of your premium will depend on several factors. These include your age, existing health issues, medical history, occupation, lifestyle and the level of cover you want.
When the Go Protect Me team find you income protection insurance or life insurance we will take all these things into account to source the best policy to meet both your budget and your requirements.
Your bespoke life insurance or income protection insurance quote will make it clear how much you’ll pay and is based on the income protection insurance comparisons we have made.
Some Of The Brands We Work With
How often is income protection sickness benefit paid?
You benefit payments are made monthly and are tax-free. You can choose long-term cover, which pays you until you either retire or return to work, or short-term cover which pays you until you return to work or up to 2 years, whichever is shorter. When we compare income protection insurance, we’ll take into account how long you want your cover to be.
How much will I receive each month?
Income protection benefit payments amount to up to 70% of your usual gross income. If you are unable to work due to illness, these payments could be a life-saver. Any income protection insurance cost is more than made up for by the security you’ll get in the event of accident or sickness.
To Speak To An Expert, Call 0330 818 6850
Open: Mon-Tue 9am-7pm, Wed-Thu 9am-6pm, Fri 9am-4pm
Alternatively request a call back at a time convenient to you.